Intercoastal Mortgage (formerly MVB Mortgage-Vince Bacchi)

Intercoastal Mortgage (formerly MVB Mortgage-Vince Bacchi)


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About Us

Intercoastal Mortgage is a direct lender, with all of the usual loan products, plus a portfolio of “out-of-the-box” solutions to meet just about any financing need. We provide the financial foundation to help build dreams - literally! When you finance your new home build with our construction loan product, your peace-of-mind becomes our number one goal.

We offer construction loans with permanent options throughout North and South Carolina. We can lend up to 100% with VA loans, 96.5% with FHA loan and 95% using conventional financing for primary residences. On second homes, including vacation/beach homes we can lend up to 90%.

Intercoastal Mortgage provides conventional loans and government loans (VA, FHA and USDA) for the purchase of primary homes. We can finance second homes up to 90% and investment properties to 80%. And we are ''condo friendly'' - we’ve closed loans in most of the condo projects here in Brunswick County.

Thinking of buying your future retirement home? Many of our clients purchase or build a home while they are still working and then pay it off or pay it down after they move down here.

Company NMLS ID # 56323 ( Intercoastal Mortgage, LLC is an Equal Housing Lender

Vince Bacchi, Senior Loan Officer - NMLS ID# 109631 • (910) 352-6562


  • Direct lender with local decision-making
  • Construction financing
  • Condominium financing
  • Primary and Secondary/Vacation home financing
  • In-house processing, underwriting and closing


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